You want to put your wealth in order
«I want to put my wealth in order.»
Many fortunes grow in layers: the company, some property, some investments, an account abroad. Each piece makes sense on its own, but together they pay more than they need to and are hard to pass on. Putting them in order is the first step to deciding everything else well.
What to decide first
- Exactly what you own, in whose name and in which countries.
- What to keep, what to sell and where to invest what you free up.
- Whether a family holding company that groups the business and the investments makes sense.
- Who makes the decisions today and who will make them tomorrow.
How we work on it
We start with a diagnosis: what you own, what you pay and what would happen if an inheritance had to be settled tomorrow. With that in front of us we propose a structure, with the cost and timeline of each step, and put it in place. Once a year we review it with you.
Mistakes we often see
- Making one-off decisions with different advisers who do not talk to each other.
- Mixing the business and personal investments in the same company.
- Leaving the reorganisation until a sale or an inheritance is imminent.
Frequently asked questions
What is a family holding company and when does it make sense?
A company that holds the family’s shares in its businesses and investments. It makes sense when there are several companies or when you want to reinvest without a tax cost at each step, and always provided it has real activity and economic substance.
How long does it take to reorganise a family’s wealth?
It depends on its size and the countries involved. The diagnosis usually takes a few weeks; implementation is done in phases.